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Game Rules & Tutorials
Beginner
5 min read

Baccarat Rules Explained

By WinZity Editorial Team

Baccarat looks intimidating but it's the simplest game in the casino. You just bet on Player, Banker, or Tie — that's it.

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Card values

Aces = 1, 2–9 = face value, 10s and face cards = 0. Hand totals only count the last digit (8+7=15, but the value is 5).

How a hand plays

Player and Banker each get two cards. Highest single-digit total wins. A third card may be dealt automatically based on fixed rules — you don't decide.

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Which bet to make

Banker has the lowest house edge (1.06%), Player is second (1.24%), Tie is terrible (14%+). Always bet Banker or Player. Never Tie.

The Banker commission

Winning Banker bets pay 0.95:1 (a 5% commission). Even with the commission, Banker is still the best bet on the table.

Key takeaway

Bet Banker. Ignore the Tie bet. Enjoy one of the lowest-edge games available.

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Play responsibly

Casino play should always be entertainment, never a way to make money. Visit our Responsible Gambling page if you ever feel out of control.

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